Monthly Billing
Unless stated otherwise, paid services are billed in advance on a monthly recurring basis. Your payment method will be charged at the beginning of each billing period for the service, price, and billing frequency shown at purchase. Your subscription will continue and renew automatically until you cancel it.
How to Cancel
You may cancel a recurring service by following the cancellation instructions provided for that service or by contacting [Billing or Cancellation Email Address]. Cancellation will take effect at the end of the current paid billing period unless we state otherwise.
You will continue to have access to the paid service through the end of the period you have already paid for, unless the service is suspended or terminated under the applicable terms. Cancellation does not eliminate fees that have already been incurred.
Refunds
Fees are non-refundable except where required by law or expressly stated in writing. We do not provide partial-month refunds or credits for unused time, missed sessions, failure to use the service, or cancellation after a billing date.
If you believe you were charged in error, contact [Billing or Cancellation Email Address] promptly with the relevant details so we can review the charge.
Failed Payments
If a payment is declined, reversed, or overdue, we may retry the payment method, pause access to the applicable service, or terminate the service. You are responsible for keeping your payment information current and for any bank, payment-processing, or other fees permitted by law.
Free Services
Free tools, resources, content, and services do not create a right to a refund, credit, payment, or other compensation. We may change, suspend, or discontinue free services at any time.
Chargebacks and Payment Disputes
Please contact us at [Billing or Cancellation Email Address] before initiating a chargeback or payment dispute so we have an opportunity to review and resolve the issue. You agree to provide accurate information and to cooperate in good faith regarding any disputed charge.
We may provide relevant account, service, and payment information to the payment processor or financial institution handling the dispute. Nothing in this section limits your rights under applicable law.
Relationship to the Terms of Service
This policy is part of the [Terms of Service]. If this policy conflicts with the Terms of Service, the Terms of Service control unless we expressly state otherwise in writing.
Changes to This Policy
We may update this policy from time to time. We will post the updated version on the website and change the effective date when applicable. The updated policy applies to charges and cancellations occurring after it becomes effective, unless applicable law requires otherwise.
Contact Us
Questions about billing, cancellation, or a refund request should be sent to [Contact Email], by mail at [Business Mailing Address], or through [Website URL].